My question involves collection proceedings in the State of: MO
A little rusty on this type of thing, when first got sick went down some bumpy roads with collections, and now towards the end of my tenure on planet earth, got another, at the last minute so to speak. So Cavalry bought an alleged debt they claim I owed to Citi. The firm they are using sent their dunning notice to my correct address and of course DV'd them, I know the ins and outs of the process and that basically the main thing they can't do is continue to report while debt is being disputed etc. They never got back to me, the cert. mail tracking shows they got the DV request and well within the 30 days however the green sig. card was never returned and never even updated on the usps site, do have the receipt where purchased from the post office though. Anyway, months later get a call from my son, in another county where he lives 120 miles away. They started sending notices there and now thanks to being suspicious of their behavior and checking my states open court case website I see they just filed a lawsuit against me in a county have never lived in, never held an address in, and only occasionally visit when go to see my son. Have lived at my current address since 1994. Call me a little paranoid but seems a cheezy tactic possibly for the lawfirm to garner an easy default judgement. I do show up to court when these things have occurred in my life, I do have a history of suing jdb's successfully for the various blatent FDCPA violations most of them rack up on a daily basis, but this is a new one on me, of sorts. My son's address was never on file with any open account have ever had. Their correspondence very much looks like junk mail but since my name was on it that is what caused my son to be a little curious on why he was getting my mail.
The atty who filed the case specializes in real estate law according to his bio. Point of interest, last year my mother signed over some property to me as she moved to a retirement community. My sole income is social security but kinda think now they figured I was sue worthy now that have some land with a house on it that they can put a lien on. Smells that way to me anyway.
Should be some decent grounds for them to get a lawsuit wouldn't it?
Thanks for any info!