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  1. #1

    Default Bad Mets and Bnds on Deed, Title Co is Stonewalling Claim

    My question involves real estate located in the State of: California, in Lake county

    hi
    Last april I filed a claim with my title company when I discovered that the mets and bounds description on my deed is in error, overlapping the neighbor's lot significantly. Surveyors wont help until title co resolves the error. The title co. keep stonewalling me for the last 8 months and I can't sell the property until I have a clear title. What are my options and is there statutes of limitations after filing a claim? -thanks

  2. #2

    Default Re: Bad Mets and Bnds on Deed, Title Co is Stonewalling Claim

    Read the standard exclusions on your policy like: "encroachments, boundary issues, and other matters that an accurate survey would disclose."

  3. #3
    Join Date
    Nov 2013
    Posts
    6,668

    Default Re: Bad Mets and Bnds on Deed, Title Co is Stonewalling Claim

    Quote Quoting scott miller
    View Post
    My question involves real estate located in the State of: California, in Lake county

    hi
    Last april I filed a claim with my title company when I discovered that the mets and bounds description on my deed is in error, overlapping the neighbor's lot significantly. Surveyors wont help until title co resolves the error. The title co. keep stonewalling me for the last 8 months and I can't sell the property until I have a clear title. What are my options and is there statutes of limitations after filing a claim? -thanks
    Your post is not making all that much sense. First, do you have buyers title insurance? Did you have a survey when you purchased the land?

    What does it mean that Surveyors wont help until title co resolves the error. Title insurance companies are not surveyors. You can go back to the surveyor that did the survey when you purchased the property as for a resolution of conflicting surveys. You can hire a new surveyor to survey your land and compare it to the mets and bounds disruption in the deed. They can trace the deed descriptions back through the chain of title to find the error.

    Once you have all the information from the surveyor, you can file your claim if you have owner title insurance. If you don't have that insurance, you would have to go to court and file to quiet your title based on the historical findings. If you find that the surveyor that surveyed your property when you purchased it (or a current surveyor) made a mistake, you can file a claim with their insurance company for errors and omissions.l

  4. #4
    Join Date
    Jul 2018
    Posts
    1,985

    Default Re: Bad Mets and Bnds on Deed, Title Co is Stonewalling Claim

    Quote Quoting scott miller
    View Post
    Last april I filed a claim with my title company when I discovered that the mets and bounds description on my deed is in error, overlapping the neighbor's lot significantly. Surveyors wont help until title co resolves the error. The title co. keep stonewalling me for the last 8 months and I can't sell the property until I have a clear title. What are my options and is there statutes of limitations after filing a claim? -thanks
    Cross-referencing to the other site where you posted about this.

  5. #5
    Join Date
    Nov 2013
    Posts
    6,668

    Default Re: Bad Mets and Bnds on Deed, Title Co is Stonewalling Claim

    Buyer title insurance is for as long as the policy holder owns the property. So if there was a mistake in the deed or the survey 19 years ago, the policy holder is still insured assuming the title insurance company is still in business. There is no SOL on the claims.

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