My question involves collection proceedings in the State of: Pennsylvania
PA isn't a community property state. So if I had credit cards in my name only, she's not responsible for them I believe. How about medical debt? Our accounts all have beneficiaries on them (ourselves and our kids), mostly separate retirement accounts. We have joint checking and savings accounts (smallish balances) and a home that's deeded tenants in common. She's afraid they'll come after her, the joint accounts (her half or all of it?) or the house if I pass away with a lot of medical debt (we have health insurance so unlikely to be a ton, but still...).