My question involves bankruptcy in the state of: Ohio. So, we are trying to save up enough money for a chapter 7 filing. Of course things are getting tight since i no longer make the money I used to. I've thought about a sack d job but don't want to risk our BK. It's been suggested that I get a small installment loan like 400 bucks from advance America or that type of places and pay it back before filing however as I understand it this puts us at risk of messing up our ability to file as it would be considered preferential payment. Am I correct in thinking this would be a bad move?