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  1. #1
    Join Date
    Aug 2019
    Location
    Minnesota
    Posts
    8

    Default Accepting Phone Calls from Collectors

    My question involves collection proceedings in the State of: Minnesota
    Hello! Do I "have" to talk to a debt collector on the phone? I would prefer hard copy United States Postal Service delivery type communication, meaning,all communication, both sides, in writing.
    Is there a law that states one has to talk to them on the phone?

  2. #2
    Join Date
    Sep 2010
    Posts
    19,255

    Default Re: Accepting Phone Calls from Collectors

    You're not required to communicate with a debt collector at all. If they are a third-party collector and you notify them (in writing), they must even stop calling.
    Of course, don't expect them to comply with the law. Debt collectors are the lowest life scum on the planet. I had the misfortune of some deadbeat giving my cell number as his "work number." I can't tell you the grief I had.

  3. #3
    Join Date
    Jul 2018
    Posts
    1,738

    Default Re: Accepting Phone Calls from Collectors

    Quote Quoting mrtenebrae
    View Post
    Do I "have" to talk to a debt collector on the phone? . . . Is there a law that states one has to talk to them on the phone?
    No. No one is obligated to communicate with anyone, by any means.

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