My question involves collection proceedings in the State of: Tennessee
Hello. I have a medical bill that I was sued for, a judgement was placed against me, and now the company has garnished my wages.
This garnishment was entered Sep 3. I did not get an E-mail from my employer about it until Sept 23. I went to the court house on Wednesday and filed several pieces of paperwork to protect my property, and ask the court to allow me to make payments as this garnishment is going to make it impossible for me to pay bills, buy food, etc. A court date was set for this coming Thursday.
The problem here is that my work processes our pay usually on Tuesdays and the garnishment is set to begin on Oct 4. That is my next pay day and I am paid bi-weekly on Fridays, although they process on the Tuesday before the Friday. So I am almost certain this next pay day will have a good chunk of my pay taken.
Now my question is if the judge agrees to allow me to make these payments but they had already taken out a huge amount, will that amount be given back to me, minus the payment arrangement amount that was accepted? Also was the creditor supposed to contact me with notice of this garnishment? I am upset that I did not receive it in time to act fast enough to stop this garnishment. The notice came from my employer twenty days after it was ordered.