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  1. #11
    Join Date
    Oct 2016
    Posts
    4,301

    Default Re: Payment Agreement by 3 on Time Payments

    Quote Quoting llworking
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    You wouldn't define a debtor making regular payments as someone who is attempting to create a contract?

    Not really it is simply making payments on an owed debt. But both parties must agree to a contract.

    Also, hospitals have a pretty good lobby in most states and out of the kindness of their heart and the fact that even a well-insured person is likely going to need some time to pay off the deductible and copay of even the most minor procedure they allow people to pay out debts without a finance agreement.

    Because they have a good lobby in most states I would find it close to impossible to believe that a law would get passed that could and likely would run a pretty good chance of making hospitals either stopping the practice of allowing payoffs without a finance contract in place or doing so and charging credit card level interest.

  2. #12
    Join Date
    Jul 2018
    Posts
    2,745

    Default Re: Payment Agreement by 3 on Time Payments

    Quote Quoting llworking
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    You wouldn't define a debtor making regular payments as someone who is attempting to create a contract?
    I wouldn't. I make regular payments on a couple of loans, and, when I do, I am not seeking to create a contract. Rather, I am intending to perform in accordance with the terms of an already existing contract.

    Quote Quoting llworking
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    I have heard of some states having that kind of law written into their code that covers debt and collections.
    Which states would those be?

  3. #13
    Join Date
    Oct 2006
    Posts
    16,474

    Default Re: Payment Agreement by 3 on Time Payments

    Quote Quoting pg1067
    View Post
    I wouldn't. I make regular payments on a couple of loans, and, when I do, I am not seeking to create a contract. Rather, I am intending to perform in accordance with the terms of an already existing contract.



    Which states would those be?
    I said that I had heard of it. I don't remember if I heard of it on forums like these or out in the real world. I do know that I have been voluntarily sending a small payment towards a huge hospital bill for many years now and have never been sued.

  4. #14
    Join Date
    Jul 2018
    Posts
    2,745

    Default Re: Payment Agreement by 3 on Time Payments

    Quote Quoting llworking
    View Post
    I said that I had heard of it. I don't remember if I heard of it on forums like these or out in the real world.
    So...basically something that you once heard or read from a source you don't remember that may or may not be reliable.

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