Quote Quoting pg1067
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I wouldn't. I make regular payments on a couple of loans, and, when I do, I am not seeking to create a contract. Rather, I am intending to perform in accordance with the terms of an already existing contract.



Which states would those be?
I said that I had heard of it. I don't remember if I heard of it on forums like these or out in the real world. I do know that I have been voluntarily sending a small payment towards a huge hospital bill for many years now and have never been sued.