A family member is going to be considered an insider, but if the payback was six months (actually the cutoff is typically three months) before the filing, they are generally safe.
If you paid them closer to the filing (or after it was filed), it would indeed be bad for you (you may lose bankruptcy protection) and for them (the court may order the improper payments returned).
The pension loan is protected, but that's immaterial. The issue is an improper payment to an insider regardless of where you got the money to pay them.
Understand this is not about being fair to YOU or to your RELATIVES. It's about protecting the creditors you're about to SCREW. The trustee represents their interests.

