My question involves a consumer law issue in the State of: TEXAS
I had a car repossessed nearly 10 years ago, the lender put it up for auction and wrote it off. Now, nearly 10 years later I'm being pursue by a collector who claims to be collecting for the original lender. They first called me, then they attempted to serve me at home but I would never open the door. They have now sent me a certified letter, which I did not accept. I do not want them to somehow go around me and obtain a default judgement against me. In addition, I am a disabled Vietnam-Era Veteran on medications, when they first called me I had a panic attack and freaked out. Are they allowed to pursue me in this way after so many years of hearing nothing? What can I do to end this?