Quote Quoting Taxing Matters
View Post
I think perhaps I'm not being specific enough. So let me try this. Are you saying there is no chance a California court would rule in favor of a California debt collector if the debt collector challenged the applicability of the Rosenthal Act to the collection of a debt outside of California?
Yes, that's what I'm saying. The Rosenthal Act is focused on the conduct of debt collectors and contains no geographic limitations. It would apply to an out-of-state collector seeking to collect from an in-state consumer or to an in-state collector seeking to recover from a non-resident consumer. The only thing it wouldn't apply to would be an out-of-state collector seeking to collect from a non-resident consumer.