Does This Look Like Typical Gap Insurance

[that1guyy]

My question involves insurance law for the state of: Texas

https://my.navyfederal.org/EDOCROOMW...Promissory.jsf

I don't really know about it too much so couldn't compare to anything I've had in the past. I just got a new car and am considering it. Basically, it just covers what your primary insurance might not cover right. So, the only thing to compare to "competition" is the price? Speaking of competition, can one usually purchase GAP from somewhere other than an insurance agency, dealership or with a bank loan. I mean is there a way to shop around for just GAP from a company like we do insurance?

Thanks

[PayrolGuy]

GAP insurance is insurance and the sale of it is covered by the state laws on insurance where it is sold.