My question involves estate proceedings in the state of: Illinois
She made him joint account holder of her banking account, and designated him as beneficiary of her employees' pension plan as well as a 401K account.
My brother just received a letter from the pension plan stating that "the retirement request cannot be processed because the returned paper work was incomplete."
The Benefits Administrator included a payment election form, a rollover form, and a proof of estate form, specifying in each case that he use a Estate's EIN in place of her social security number.
My questions:does an estate automatically exist, or will he have to establish one? Is this necessary?
I am hoping that he can avoid having to fight with any creditors for the proceeds, go through the expense of hiring a lawyer, etc.