My question involves a consumer law issue in the State of TX! I was late on pmnts and hadnít updated insurance and my dad-in-law took car and got his own insurance on the car for himself (we had written contract of anything happened he would take over all liability). It was repoed the day he got insurance and now auctioned I think. Balance is $24,000 (donít know auction price or fees). Will my personal contract and the fact he got insurance on it help me either pass on the debt to him or maybe his insurance?