Quote Quoting lill
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Nothing AJ said was rude or a personal opinion. He gave you a sound legal opinion. The fact is that NO state requires a landlord to install insulation for a tenant. Sounds to me like you will not be happy with any answer unless its the one that you want to hear.
This part:

Can't imagine anybody being comfortable when it's that cold.
Was a personal opinion. As far as I am concerned it wasn't rude, but it was a personal opinion.