My husband died before being able to add me to the house deed. Now that he is gone, I understsand that my only interest in the home is "life estate''and that the home will pass to his children, who are not mine, after my passing. If the house was paid for it would absolutey be no problem. My issue is, there is an outstanding mortgage to the tune of $80% of the value of the home. Am I to understand that I am to work the rest of my life to pay this mortgage knowing that I cannot leave the home to my child, neither can I refinance to get better terms on the mortgage? Please tell me this is not so.

