Results 1 to 2 of 2

Hybrid View

  1. #1
    Join Date
    May 2007
    Posts
    1

    Unhappy Received a Court Summons in Florida Over A Credit Card

    Hello, I was recently given a Court Summons for my wife to appear from Capital One(I was the one home at the time). The amount is $4700 with interest added in. These cards were used probably over 3 years ago, and due to a bad string of luck, including unemployment, were never paid. The questions I have are1)Is it still binding if I was given the summons and not her?(2)What would happen if we did not show up and was given a default?(3)Would it be a good idea to hire a lawyer and declare bankrupcy(we did have a cleared bankrupcy in 1998)?(4)What other course of action could we take? We both have a steady income, but we barely pay the bills and have a little left over. I live in the state of Florida. Any advice would be helpful. Thanks.

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Received a Court Summons in Florida Over A Credit Card

    It's hard to imagine a circumstance where two employed adults would be justified in filing for bankruptcy over a $4,700 debt.

    Typically a summons can be served on an adult resident of a home. If your wife get defaulted, there will be a judgment against her in the amount claimed by the creditor. If you and she have a total debt load you cannot manage, then you should consider consulting a bankruptcy lawyer.

    1. Sponsored Links
       

Similar Threads

  1. Debt Collectors: Florida Court Summons for Credit Card
    By paul gorky in forum Debts and Collections
    Replies: 2
    Last Post: 11-25-2010, 01:13 PM
  2. Debt Collectors: I Received a Summons for Court Today for Credit Card Debt.in
    By Ashley667 in forum Debts and Collections
    Replies: 1
    Last Post: 01-13-2010, 04:46 PM
  3. Debt Collectors: Received A Summons Over Credit Card Debt
    By ROSE78 in forum Debts and Collections
    Replies: 1
    Last Post: 09-07-2008, 06:33 PM
  4. Debt Collectors: Summons Received Over Credit Card Debt
    By bill79 in forum Debts and Collections
    Replies: 4
    Last Post: 09-08-2006, 06:16 PM
  5. Debt Collectors: Received Summons Over a Credit Card Debt
    By DesperateOne in forum Debts and Collections
    Replies: 2
    Last Post: 01-05-2006, 04:25 AM
 
 
Sponsored Links

Legal Help, Information and Resources