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  1. #1
    Join Date
    Jan 2019
    Posts
    11

    Default Can You Deposit Postdated Checks

    My question involves personal finance in the State of: Ohio

    My ex spouse owes me a sum of money for medical bills for our child. I received a stack of checks that are post dated for future dates (all within the next 30 days). They are written for various small amounts (some as low as $1) and each check is dated with a different date on it and they all run consecutively, one day after the other. If I follow the dates on the checks, I will be depositing one check each day until the last one is cashed. I can only assume this is a way to be difficult, as he is not paid daily at his job, so paying on it daily until the amount is covered wouldn't be due to his pay schedule. From what I have read, there is no legal reason why I cannot deposit all of the checks now. I would like to double check that this is correct. Thank you.

  2. #2
    Join Date
    Oct 2016
    Posts
    2,761

    Default Re: Postdated Checks

    While it isn't illegal to write, accept or for a bank to cash a post-dated check there is also no requirement that either your bank or his to accept them.

    My advice, sit on all of them until the date of the latest dated check is up and then cash/deposit them all at once.

  3. #3
    Join Date
    Mar 2013
    Posts
    16,760

    Default Re: Postdated Checks

    Agree.

    If you deposit them all now, and some bounce you will be charged an NSF fee by your bank for each check.

  4. #4
    Join Date
    Jan 2006
    Posts
    38,367

    Default Re: Postdated Checks

    Did you agree to wait to cash/deposit them until the date on the check?

  5. #5
    Join Date
    Jan 2019
    Posts
    11

    Default Re: Postdated Checks

    Quote Quoting jk
    View Post
    Did you agree to wait to cash/deposit them until the date on the check?
    No. I haven't agreed to or been asked to do anything. When I asked what the purpose was, I was given no response. I think the last time he responded to a question I asked was 2017. That's 100% fact, not an exaggeration. It was literally 2017. Our son has a serious illness that is hereditary and while we were going through specialist visits, he wouldn't even answer family history questions. Not a single one.

    I guess no response is better than the standard "Go F yourself" you generally get when you ask a question.

  6. #6
    Join Date
    Oct 2006
    Posts
    15,194

    Default Re: Postdated Checks

    Quote Quoting AudreyTwo
    View Post
    No. I haven't agreed to or been asked to do anything. When I asked what the purpose was, I was given no response. I think the last time he responded to a question I asked was 2017. That's 100% fact, not an exaggeration. It was literally 2017. Our son has a serious illness that is hereditary and while we were going through specialist visits, he wouldn't even answer family history questions. Not a single one.

    I guess no response is better than the standard "Go F yourself" you generally get when you ask a question.
    Your ex is clearly an idiot (I wanted to use a different word LOL) however I agree with the advice that you previously received to simply wait until the end of the dating period and cash them all at once.

    I really don't get why some men do this kind of thing. Women of course can get weird as well in divorce situation, but generally don't do weird things like that.

  7. #7
    Join Date
    Jan 2006
    Posts
    38,367

    Default Re: Postdated Checks

    If there was no agreement to hold the checks until the written date, you can cash them at any time. Of course there is the concern of the lack of funds in the issuers accounts that could result in you being charged fees or even if you count your chickens before they hatch, you over drafting your own account.

    If you can wait until the written date has passed, I would suggest doing that. Maybe doing a week at a time as a weeks worth of dates has passed.

    Bottom line; the checks are considered “not stale” for a period of 6 months. There is no urgency to cash them quickly as the written date passes, at least for the laws of banking are concerned.

    Quote Quoting llworking
    View Post
    Your ex is clearly an idiot (I wanted to use a different word LOL) however I agree with the advice that you previously received to simply wait until the end of the dating period and cash them all at once.

    I really don't get why some men do this kind of thing. Women of course can get weird as well in divorce situation, but generally don't do weird things like that.
    I’ve seen women do equally spiteful things. It is far from gender specific. For some reason some people feel the need to be petty and poke the other party for no reason. It’s called a lack of maturity and common sense as it usually causes them more grief as well.

  8. #8
    Join Date
    Jan 2019
    Posts
    11

    Default Re: Postdated Checks

    I worry about NSF with any check he writes and had requested for him to not write personal checks for this reason. He used to send electronic payments, but stopped for some reason and has started writing personal checks, all post dated, certified mail, signature required. Lots of overkill and none of it makes sense. I think he may be suffering from some sort of paranoia. He always makes huge, public social media spectacles about me being out to get him in one way or another. Claims that included me breaking into his car and apartment and bugging them. Postdated or not, I honestly hate the thought of cashing a check from him at all because he's unemployed and always trying to scam for money from people.


    I also agree that women can do equally awful things.

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