Quote Quoting wanasworld01@gmail.com
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My question involves a consumer law issue in the State of: California

I am at end of a auto loan, due to money issues here and there the finance company offered to put a couple of payments at the end of the loan. According to my calculations my payments would be done in March.
I'm guessing that you relied on something you were told on the phone back when, without getting anything in writing and the loan went into default automatically when you missed those payments.

Quote Quoting wanasworld01@gmail.com
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I want to pay it off but I can't afford to pay in full do you know if the finance company can/will work with me?
No way to tell. All I can suggest is that you call the lender's collection department now and see what you can arrange. Make sure you get the person's full name, position, and confirmation in writing whatever you agree to.

Go to www.annualcreditreport.com and pull any one of the three credit reports and see what your lender has reported.