My question involves insurance law for the state of: WA
Friend was hit, from behind. His vehicle was totaled. He only had liability, so his insurance has stepped out of the picture.
The other ins. Company has paid for his vehicle.
Immediately after the accident, he didn't go to the hospital, but did, 2 days later, and had internal bruising caused by the accident (seat belt)
Because he has no insurance, and fears his credit will be affected, he has PAID each medical bill as it arrived.
Currently, the bills for the accident are easily at several thousand.
The insurance company is balking, trying not to pay...
They won't respond to his calls, and are giving him the run around.
We're trying to help... I know a letter (return receipt, proof they got it) is necessary, but I have NO idea how to get them to settle this so he can get his bills refunded...
I have had accidents, but the ins. companies always wanted to settle quickly... this is new.