Hey thanks guys really appreciate you taking the time to answer this subject, it is a unusual situation. My attorney is very experienced but its kind of perplexing to him also. that is a good idea to check with DMV. I have till the 28th to reaffirm any debts. I am not going to reaffirm and hope for the best, I will defiantly check with DMV. The document the bank sent me is TD-0509 (R/3/10)W Release of Interest/Power of Attorney, if you wanted to look at it.
Thanks again.

