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  1. #1
    Join Date
    Jan 2019
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    24

    Default Can a Landlord Require You to Pay for Insurance in His Name

    My question involves landlord-tenant law in the State of: Alabama. Can the seller/landlord make me pay insurance own a Warrant of Deed home but insurance still be in his name?

  2. #2
    Join Date
    Sep 2010
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    19,145

    Default Re: Help

    Do you mean a warranty deed? If so, that means nothing to you.
    Do you have a lease?

  3. #3
    Join Date
    Jan 2019
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    24

    Default Re: Help

    Yes I have lease

  4. #4
    Join Date
    Sep 2010
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    19,145

    Default Re: Help

    And what does the lease say about the insurance requirement?

  5. #5
    Join Date
    Jan 2019
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    24

    Default Re: Help

    I pay insurance renter insurance to seller liking but the insurance I'm paying is not renter but landlord insurance under his name is the legal?

  6. #6
    Join Date
    Mar 2013
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    17,051

    Default Re: Help

    If you agreed to that in your contract, then you pay for it.

  7. #7
    Join Date
    Jan 2019
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    24

    Default Re: Help

    I agreed to renter insurance not homeowners

    Homeowners covers him not me but I pay it

  8. #8
    Join Date
    Sep 2010
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    19,145

    Default Re: Help

    Who it covers is entirely immaterial.

    What it boils down to is if the lease says you will pay it. If it does, you must.
    If it doesn't, then you don't.

    If you are not capable of understanding your lease, take it to an attorney for interpretation.

    Understand, your issues with others are not tried on this forum. It doesn't do any good to slant your presentation to make your case look good to you.

  9. #9
    Join Date
    Sep 2005
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    98,846

    Default Re: Can a Landlord Require You to Pay for Insurance in His Name

    This is apparently a contract for deed, not a lease, and thus is not a question that relates to landlord-tenant law.

    Landlords can require tenants to maintain tenants' insurance policies on the rented premises; any such requirement would be in the written lease.

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