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  1. #1
    Join Date
    Dec 2018
    Posts
    168

    Default Collision vs. Comprehensive Coverage for a Parking Lot Accident

    My car was recently hit in a parking lot when I was away from it. It was a no-fault comprehensive claim. Why wasn't it covered by collision insurance?

  2. #2
    Join Date
    Mar 2013
    Posts
    16,747

    Default Re: Car Hit While Parked Under Service Garage Supervision

    You were not at fault and your insurance company didn't surcharge your policy for it but if your car was hit by another car, it's collision. Hey, don't take my word for it, call your adjuster. Post something in writing from him on his company letterhead that it was a comprehensive claim and I will profusely apologize and bow to your superior intellect.

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