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  1. #1
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Wrong Health Insurance

    I'm not a lawyer; I'm an HR professional with a specialty in Benefits, and I can honestly tell you - I've been doing some form of employee benefits since 1979 and I am stumped on this one; particularly in view of the fact that a Federal judge has just ruled the ACA unconstitutional since the changes made to it by the current administration. I don't know yet how much those rules are going to hold water going forward. I really would prefer one of the lawyers to chime in on this one. pg1067, I'd be interested in your thoughts as well.

  2. #2
    Join Date
    Aug 2013
    Posts
    284

    Default Re: Wrong Health Insurance

    NOT an HR person and NOT a benefits expert (not on the HR side of things anyhow). I will say that the employer's action sound odd. Not the mistake (stuff happens), but the failure to give the employee fairly detailed plan information on just what plan they were signed up for. My understanding is that ERISA has a Summary Plan Document rule that covers this. I have never worked for a company that did not bury you with paper on the medical plan.

  3. #3
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Wrong Health Insurance

    We have that information on our intranet (NOT the administrator's website - our own). Everyone has access to it. No employee ID or password is required. Anyone reading this thread here on EL could go in and find it and read about the benefits we offer. But few of our employees do.

  4. #4
    Join Date
    Aug 2013
    Posts
    284

    Default Re: Wrong Health Insurance

    Fair enough. We did that at one employer, but we also sent quarterly emails to all employees which among other things spelled out the current benefit package. The title of the email always was "If you fail to read this, anything bad that happens is YOUR FAULT."

    We also included W-4 status, and anything else that we did not want them to bring to us at year end.

  5. #5
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Wrong Health Insurance

    we also sent quarterly emails to all employees which among other things spelled out the current benefit package. The title of the email always was "If you fail to read this, anything bad that happens is YOUR FAULT.

    I may use this idea.

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