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  1. #1
    Join Date
    Dec 2018
    Posts
    2

    Default Lien Showing on a Vehicle Registered to Me (That I No Longer Own) After 10+ Years

    My question involves vehicle registration or title in the state of: Florida

    I had a Plymouth Sundance in the early 1990s with a small lien on it. My father drove it out of state with the intentions of moving and taking over what was left of the lien to pay it off. This was approximately 1994...All I know is that he returned to Florida a very short (a month or so) time later sans Plymouth and in a brand new vehicle. He could not give me a straight story on what happened to it.

    I recently went to the DMV to register a new vehicle with a new plate and the title. The clerk was trying to save me the $225 fee (very nice of her), and attempted to use the old Plymouth registration. I was surprised it was still there because I had forgotten about it and never looked after all these years. She could not transfer the the registration because it still holds the lien. It is with a bank that is no longer in business, and one I have never heard from since the Plymouth basically disappeared.

    How do I have this lien and registration removed? I do not own the vehicle. No lien shows on my credit report. I have no idea where the vehicle is honestly. A VIN search shows very little, but I have not pulled a CarFax (if that is even necessary). It still shows it is mine. My father is unable to provide any clear explanation, so I would like to explore what needs to be done legally.

  2. #2
    Join Date
    Sep 2010
    Posts
    18,827

    Default Re: Lien Showing on a Vehicle Registered to Me (That I No Longer Own) After 10+ Years

    The fact you no longer have the car irrelevant. The way you pay deal with the lien is to pay the bank what you owe them. I guarantee that even if the bank is not in business under the name you dealt with, the account has been transferred to someone else. The DMV may know who really owns the lien.

  3. #3
    Join Date
    Mar 2013
    Posts
    16,671

    Default Re: Lien Showing on a Vehicle Registered to Me (That I No Longer Own) After 10+ Years

    Disagree. 24 years later the statute of limitations for any kind of legal action has likely run out.

    Since the title hasn't changed in 24 years it's possible that it's been junked long ago.

    Obviously, jaybill714, you have the option of tracking down the successor of the bank and paying off the lien but you also have the option of ignoring it.

  4. #4
    Join Date
    Oct 2016
    Posts
    2,671

    Default Re: Lien Showing on a Vehicle Registered to Me (That I No Longer Own) After 10+ Years

    Quote Quoting adjusterjack
    View Post
    Since the title hasn't changed in 24 years it's possible that it's been junked long ago.
    It was a Plymouth Sundance.
    I think I'd go for probable.

  5. #5
    Join Date
    Dec 2018
    Posts
    2

    Default Re: Lien Showing on a Vehicle Registered to Me (That I No Longer Own) After 10+ Years

    Thank you all for your responses! I didn't want to dredge up anything old if it really wasn't necessary, so now I feel more comfortable letting it be. Even though it is frustrating.

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