My question involves a consumer law issue in the State of: ohio
Hello, I bought a totaled car to rebuild on craigslist. I paid cash, got a receipt that says what I bought, how much, and who I bought it from. I wanted the title but the guy didnt have it at the time. I looked up the VIN on the BMV site and the title had no liens but it wouldnt reviel whose name was on the title. He said its misplaced and he would find it soon or get a duplicate to send me. So I accepted his promiss and towed the car away. Its been 5 months now and Im tired of the excuses. So I look into how to use the receipt to get my own duplicate. I also looked up the VIN again on the BMV.
To my shock, 2 months ago, somebody got a title loan on that title. I call the title loan company and they admitted that they did loan out on that title without seeing the car or knowing that it was totated and sold to me. I tried to get them to tell me who they loaned money too, to make sure it was the same guy I bought it from. I also wanted the guys address that he stated on the loan agreement. The title company refused to give me any info on who they loaned to or how much was loaned and insisted that I must give them my personal info including address and SSN.
I refused since they refused to give me any info. They have my phone number in case they want to talk about this further. But now Im worried they might try to take the car from me if they find out where I live. They have my first name and cell phone number only. But that may be all they need. I also cant drive it since I cant get plates for it after I fix it up. So I was thinking.
The title loan company took the title without even looking at the car. So they aided and abetted a criminal that had planned to commit fraud. I assume for now that the guy they loaned to is the same guy that sold me the car. I looked him up and he has recent criminal convictions. Traffic and big pot grow operations. But I want to know if I can win a suit against a title loan company that negligently interfered in my car purchase? Or do they have the right to come on my property and take my car from me? It never occured to me that anybody anywhere would pay good money for only a title. So I figured I would get the title soon, even if it was lost. Thanks in advance for your inciteful info.