Quote Quoting jasonMicahel
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Should I just sell it before I file?
Not really a legal issue but, yes, sell it asap.

Once you file for divorce it will become part of the pending property division.

While it's unlikely that she will want a vehicle that has payments and is under water on the loan, it's always remotely possibly that the judge will find some reason to award it to her if you two can't reach an agreement. You'll have to sign it over to her but, even if the agreement is that she makes the payments or refinances, you'll still be stuck with the loan if she doesn't.

Get rid of it now and get the loan paid off even if you have to come out of pocket a couple of thousand then get yourself a cheap driver. Oh, maybe a late model Crown Vic. They are cheap and indestructible.