
Quoting
poorgrl
I was delinquent a little over three months on my credit card and it was sent to collections. The collections company called today and I paid $175 to send my balance back to the credit card company. (It's a store account, and I live in Washington State.) I've had a very good credit score, but I ended up in some debt problems with hospital bills. So now I'm looking at this being reported as going to collections. However, I'm confused as I thought being sent to collections meant the account couldn't go back to the credit card company. Should I have dealt with the collections company... is that the right thing to do, or did they just make things worse for me and my credit record? Thank you! I'm probably more upset about this than I should be.