Thanks. So it appears it will be based on the new claim. That’s good, it’s a couple hundred more a month. Yes, my firm does have long term disability benefit, thanks for reminding me of that. Im hoping i won’t need it. Aflac was in during open enrollment in July offering their policies, I had suspicions but was in denial. I considered enrolling in the short term policy but couldn’t good conscience. I think it was 90 days waiting period.

