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  1. #1
    Join Date
    Oct 2018

    Default What is a Claim for Damages

    My question involves an injury that occurred in the state of: Illinois.

    I was recently involved in a car accident, and got a letter from about them "Prosecuting" against me for a "Damages claim", and to send the letter to my insurer. My question is, simply, what does this mean? Is this a personal injuries claim or a property damage claim(Noone was injured at the crash), and why didn't they just send it straight to my insurance?

  2. #2
    Join Date
    Jun 2017

    Default Re: What Does Damages Mean

    Damages can be personal injury, property damage or both. They sent the letter to you because you would be who they sue, not your insurance company. If you want your insurer to defend, YOU have to notify them.

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