My question involves collection proceedings in the State of: georgia
in 2009 I defaulted on my citi bank card. total 22.000 recieved the typical calls, told them i couldnt pay. every now and then id get a call. ive asked for validation of debt received nothing.
final late 2015 the 6 year statue ends. then 2 weeks ago over 3 years after the statue is up i start getting calls. not to me but to the family. telling them i wrote bad checks, fixing to be arrested faceing fraud charges anything to get me to call them. when i call it turns out to be about that card. i have told them its a time barred debt and to go away. also for some strange reason citi bank and no other collection agencys every reported anything over the years to the credit bureaus. calls have come from 2 seperate numbers one is a robocaller, the other calls from columbus ga .
one calls themselves in house sollutions the other recovery solutions group. they said a summons would come from my county courts. i called the courts have no pending info on me. Not sure why they would call about a debt 3 1/2 years past the statue. or why nothing was ever reported to the credit bureaus. I called once said i would record the conversation got hung up on. my sister inlaw a lawyer called them and the hung up when she asked for a fax number and an address. not sure at this point how to handle it. with all the scams out their and the fact its time barred. each call starts the same way we have a faxed in complaint. i have filed complaints with the bbb fcc fct nothing. I'm very sick partially crippled with no job most likely wont work again and have no assets

