I am attempting to collect a judgment (have the paperwork in hand) from a deadbeat tenant for an amount well over $8000. The deadbeat wrote two $1250 NSF checks and I was awarded 3 times each plus other damages the tenant incurred while residing at the property before vacating the premises without giving notice. Anyway, I have been thinking about trying to levy the individualís bank account, but I just checked to see if the deadbeat's account was active and it is with enough funds to cover one of the NSF checks that were written. So should I deposit the check even though I won the judgment including 3 times each check or could there be some legal ramifications for doing such a thing? Further, can I levy the bank account at the branch in Colorado Springs, Colorado even though the individual currently lives in Virginia, not Colorado where my rental property and the judgment resides? The potential loophole, the individualís bank is a national bank, so I am thinking that I can have the branch in Colorado served since it is not solely a local bank. I do not see why this wouldnít work, but?
Here is the deal, I'm attempting to get around having to transfer the judgment to Virginia, because research on how to make this happen will take more time and processing the legal mechanisms could cost more $, which I do no have a lot either due to graduate school. To further complicate things I live in Louisiana, the deadbeat lives in Virginia and the judgment is in Colorado. On a side note, I even think I know where they work in Virginia. Well, any advice concerning this would be greatly appreciated!