My question involves bankruptcy in the state of: Do not currently live in the U.S.
I have 3 serious medical operations coming up, and someday I may be in trouble with credit card debts in the US. I'm currently up to date on all payments. I live totally from a Social Security check. I'm married with my wife's 3 kids living with us. I've lived in Colombia for 12 years.
I have no assets except a house worth about $15,000. (this is the 3rd world.)
I'm hoping to acquire all the needed monies when a dispute with my sisters is resolved, but this may not happen.
I've contacted all kinds of attorneys in the States, and they say they only talk to people that want to file bk TODAY. I'm no where near ready to do a bk, and hopefull won't have to, but i have questions.
Same thing with lawyers here, they just won't answer or talk to me.
I last held a drivers license in California and am 66 years old and debt is about $30,000.
There are retired American lawyers here that apply liens to expats for debts in the States. I realize from searches that a lot of this depends on the laws in Colombia.
I want to be able to keep my low value home. Can anyone advise me.