I currently owe money to Wolpoff and Abramson. I have 2 accounts that were placed with their firm. The 2 accounts total approx 5500.00. I recently called them up and offered them 3000.00 to settle. During that conversation, I requested that they stop calling my home and call my cell phone instead. The agreed to this. that same night they called (and I spoke to them) 2 more times. This is a violation of FDCPA is it not? On top of that, they stated during that conversation that they could settle both accounts for 3640.00. Last night, I spoke to them again and they are now claiming that the least they can settle for is over 4200.00 (and are threatening my with arbitration (which W&A does pursue quite a bit). They changed the ammount after they found out I was a bill collector. This seems like an unfair practice to me, but I wanted to get an attorney's opinion on this. I can either settle the 2 accounts I have there or I can settle 5-6 other accounts I owe on. What exactly happens if they pursue arbitration? Any ideas on what I should do about this?

