A drunk driver went off the road, through a homeowner's yard, and hit the homeowner's house. The homeowner has made an insurance claim for repairs, but insurance doesn't cover the time that the homeowner had to take off of work to address the damage and get the openings in the house boarded up. The homeowner will also probably have to miss some work to deal with contractors, as the home will need extensive repairs.
Also, although nobody was physically injured, the homeowner's children are traumatized and are afraid that another driver is going to hit their house. They are having trouble sleeping at night.
What compensation can the homeowner recover under Wisconsin law?