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  1. #1
    Join Date
    Sep 2016
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    13,916

    Default Will a Credit Card Co-Member's Bankruptcy Affect the Primary Holder's Credit

    If you are a co-member on a credit card and declare bankruptcy, will that affect the primary card holder's credit? The issuer of the card won't let the co-member be removed unless the account is closed, but she doesn't want to hurt her mother's credit. (Her mother is the primary card holder.)

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
    Posts
    98,844

    Default Re: Will a Credit Card Co-Member's Bankruptcy Affect the Primary Holder's Credit

    The primary borrower's credit report may be updated to reflect the bankruptcy (e.g. with a note that the account balance was "included in a bankruptcy"), but it should not affect the primary borrower's credit score.

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