My question involves an injury that occurred in the state of: North Carolina
My 6yo boy was playing with the owner and her daughter in their yard when their dog got out and attacked him. Injuries was part of his ear was ripped and required stitches and visits to ENT and check-ups.
We spoke to the owner and they have verbally agree to pay for the bills, however which bill should I hand to them and how should hand them the bill?
Without insurance the bills are 4000$+, however with my insurance its around 700$. I don't want to be screwed and give them the 700$ bill and then they refuse to pay and I have to get a lawyer with a different bill of 4000$+.
I have contacted my insurance about this and they do not pursue or coordinate other insurance to pay the bills and I would have to go through legal routes to do so.
Which is the bill that I should give them? Bills before all my co-pay of 4000+, or Bills that I owe of ~700$.