No. But you were still a tenant, if that's what you are wondering.1.) Being a community property state, did the landlord still have a legal responsibility to write a new lease in my name?
Yes. Demand them.2.) Do I have the right to view copies of the bills acquired for the claim?
Once the claim is paid to the insured, subrogation is automatic. Sending you the bill IS the first contact with the "accused."3.) Do insurance companies normally jump straight to subrogation? Or do they usually contact the accused first?
Yes, they can still come after you. As I wrote earlier, you are still a tenant and responsible for any damage you cause due to your negligence.4.) If my name was never on the lease, can they still come after me, being that I never signed a binding contract assuming responsibility of the building?
No.5.) Do subrogation companies have the ability to suspend my license and registration?
Whatever you want to say to them but keep it short and simple. If you believe you aren't liable just say sorry, I'm not liable and let it go at that.6.) How do I proceed with SubroIQ? What do I say to them?
You defend.7.) What happens if they sue me?
No way to predict. Though I do suggest you consult an attorney because you are correct that your liability coverage excludes damage to property that you "own, rent, or occupy."8.) Do I have any chance of getting out of this situation without paying anything? Other than attorney fees of course...
Then you need to find a lawyer who specializes in liability defense work.I feel like there is too much gray area in my situation. My attorney literally told me last week to take it up with SubroIQ. It feels like she either doesn't know what to do or she simply doesn't care.
Google liability defense lawyer for your city.

