My bankruptcty has been discharged for many months. I havent made a payment on the ATV in question since august-september. The atv was on a polaris card but I filed on everything, everything has been wrapped up, my suv was picked up 2 months ago. I even had it for a bit... but no word, no calls, no emails its like no one cares about this ATV. I dont want it, no title for it but I have family members wanting to buy it. Question is... sell or hang onto it for few more months? Is it normal for banks to just not bother with ATVs after chap 7? The ATV still books for $3,800.