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  1. #1
    Join Date
    Mar 2018
    Posts
    1

    Default Hit By a Vehicle Changing Lanes Into My Lane

    My question involves an accident that happened in Sacramento, CA. At Watt Ave. where LaRiviera merges on, but prior to American River Drive Exit.

    I was in the third lane from the left. I had just moved into that lane. Next thing I knew I was hit on my right front passenger area behind the headlight and in front of the wheel well. Driver of the other car says it is my fault. She wouldn't move out of traffic so I have pics of the actual resting place of the vehicles. The pics show her side view mirror clearly aligned with the middle of my dash, her car at an angle and my car centered in the lane. She crossed over a solid white line and was coming from a merging lane. I say she is at fault, my insurance company says she is at fault. At this point, her insurance company hasn't said either way. What really bums me out is that I haven't even had it two weeks......Thoughts?

  2. #2
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Hit by Vehicle Merging into My Lane

    Two options.

    Make the claim on your collision coverage (if you have collision coverage). Your company will take care of your damage repair and subrogate against the other driver and refund your deductible if successful.

    Or, if you don't want to claim on your insurance or you don't have collision coverage, and the other driver's insurance won't pay, you sue the other driver and you convince a judge that the other driver was at fault.

  3. #3
    Join Date
    Mar 2018
    Posts
    326

    Default Re: Hit by Vehicle Merging into My Lane

    Give it time, it hasn't been a day yet. She's clearly at fault, from what you describe (her vehicle at an angle, and you hit her side, not rear).

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