My question involves collection proceedings in the State of: Florida
I had a bank account with Wachovia in like 2009
That was closed to fraudulent activity. I never heard anything about it I was placed on chex systems and that was all I knew.
Got a call few months back said someone tried deleivering certified mail and I need to be home so I asked for more information or a number they gave me a number.
Guy said I owe 2k from a 09 Wachovia account and they are going to take me to court for the money.
I ask if there’s any options because I haven’t heard of this he says yes you can do a payment plan but we need to put it in the system. I said draw it up
And email me a copy to look at and sign to start the payments.
I got the email and I never signed it. Basically said like 400 down and 125 a month didn’t say how many months or anything. I ignored it.
They keep calling saying that now I have committed fraud in a non payment to the agreement and I will
Be criminally charged for non payment/fraud listed the county I live in police phone number and everything.
Every time these people call I get worried lol I don’t want to deal with the judicial system over an account 7+ years ago.
Says she’s from allied recovery fraud department

