Page 2 of 2 FirstFirst 1 2
Results 11 to 12 of 12
  1. #11
    Join Date
    Oct 2014
    Posts
    8,238

    Default Re: Reporting a Money Judgment to a Credit Bureau

    Quote Quoting Mr. Knowitall
    View Post
    However, judgments are public records, so if it chooses to do so a credit reporting agency may obtain information about money judgments from the court's records and include that public information on its credit reports.
    And typically the three major credit bureaus are pretty good at picking up judgments and adding them to credit histories. It may take some time before it shows up, but chances are it'll get on there eventually.

  2. #12
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Reporting a Money Judgment to a Credit Bureau

    Baron v. Mark A. Kirkorsky, P.C.
    (Case No. 17-cv-01118, U.S.D.C., District of Arizona

    The court concluded that FACTA’s definition of “credit” limits the scope of when there is a permissible purpose to pull a consumer report. The court states:
    “Debt collection is a permissible reason for obtaining a credit report only insofar as the debt arose from a transaction in which the debtor voluntarily and directly sought credit.”
    The transactions at hand in this thread are not based on a person previously seeking credit from the judgement creditor ergo no permissible basis to pull a credit report.

    1. Sponsored Links
       

Page 2 of 2 FirstFirst 1 2

Similar Threads

  1. Credit Reports: Former Employer Reporting Me to Credit Bureau
    By dazednconfused89 in forum Personal Finance And Investment Law
    Replies: 3
    Last Post: 12-20-2012, 10:08 AM
  2. Debt Collectors: Former Employer Reporting Me to Credit Bureau
    By dazednconfused89 in forum Debts and Collections
    Replies: 2
    Last Post: 12-12-2012, 05:18 PM
  3. Credit Reports: Credit Bureau Refuses to Remove Invalid Judgment
    By Gary335 in forum Personal Finance And Investment Law
    Replies: 3
    Last Post: 11-03-2011, 09:00 PM
  4. Credit Reports: How Does a Credit Reporting Agency Investigate a Judgment
    By asheatl29 in forum Personal Finance And Investment Law
    Replies: 4
    Last Post: 02-01-2011, 08:58 AM
  5. Credit Reports: Credit Bureau Reporting After Filing
    By WilliamKF in forum Personal Finance And Investment Law
    Replies: 19
    Last Post: 10-12-2010, 04:17 PM
 
 
Sponsored Links

Legal Help, Information and Resources