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  1. #12
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Reporting a Money Judgment to a Credit Bureau

    Baron v. Mark A. Kirkorsky, P.C.
    (Case No. 17-cv-01118, U.S.D.C., District of Arizona

    The court concluded that FACTA’s definition of “credit” limits the scope of when there is a permissible purpose to pull a consumer report. The court states:
    “Debt collection is a permissible reason for obtaining a credit report only insofar as the debt arose from a transaction in which the debtor voluntarily and directly sought credit.”
    The transactions at hand in this thread are not based on a person previously seeking credit from the judgement creditor ergo no permissible basis to pull a credit report.

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