Problem is, should something happen causing injury, OP is still the titled owner and could be dragged into the situation. OP's issue is a perplexing one and I have no idea how to resolve it other than working something out with the lender. I am interested in reading additional comments about possible solutions.
Des.
He would file a sold notice with the DMV, keeping permanent confirmation and documentation of the notice, and remove and turn in any existing license plates to the DMV.Problem is, should something happen causing injury, OP is still the titled owner and could be dragged into the situation.
That could give him a defense to any lawsuits or tickets.
If OP voluntarily offered money and the lender accepted, that would not violate the bankruptcy?working something out with the lender.
Ask them nicely? Offer them enough money to make it worth their while?
They are not legally obligated to help you.
That's a common suggestion, predicated on the notion that scrap yards are willing to operate as chop shops. While some may be willing to overlook problems with the title or lack of title from the "seller", it should not be assumed that it will be easy to find a scrap yard that is eager to put itself at risk in that manner.
In Idaho the form would be a "release of liability" form filed with the IDT within five days of transfer. The receipt from the buyer should note that the buyer is taking the car subject to the lien.
The lender would not be taking action to collect a debt. It would be responding to an offer to obtain a release of a still-valid lien; by the same token, even before a final discharge, once the automatic stay expires a lien holder may legally enforce the lien consistent with state law.Quoting adjusterjack