I am meeting with a third lawyer tomorrow. I feel three is enough (running short on time) and I should just go with the general consensus.
So let me get this correct, if I ended up giving money to unsecured creditors it's not my problem when I file? The court just takes it from them? I believe I had heard that before, although obviously I didn't plan on it the idea of paying them a little to buy time ending up being brought up (by attorney). But of course as of now I am a bit stuck on what to do. And ya I understand you guy's cannot tell me what to do, however I appreciate the input.
OK so basically in your "opinion" you feel that I could be OK settling first and using the money (reasonably)? Of course however I should get advice from an attorney on HOW to go about using it if I do so.
Last question you mentioned "not" being sued. Considering that you never know when something will happen and as time goes on the chances rise. What happens if I do receive a settlement during the process? I imagine I might be able to settle with the particular company out of court. And then once I do file the courts will take it from them? I am thinking about the worst case scenario considering I am running out of time.
I really appreciate your help!

