Quote Quoting llworking
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Every cosigning situation that I have been in regarding cars has had the cosigner on the title. Whether I was the original borrower or the cosigner. I have never seen a case where the cosigner wasn't on the title. Maybe it varies from state to state?
There is nothing in being a cosigner that makes you a co-owner. If your state allows a notation on the title that so-and-so cosigned for a loan, that would not make the cosigner into a co-owner.

If the state allows a cosigner to be named on the title along with the lender, then the cosigner would likely gain repossession rights in the event of default; if only the lender is named, then only the lender can repossess.