My question involves collection proceedings in the State of: Florida
I am trying to get my credit back together after being lazy and unemployed for quite some time. I have one derogatory mark on my credit and it is from Portfolio recovery from august 15th 2014. The total amount is just over 600 dollars for closed credit card account with Capital one.
It has not really affected my credit all that much i don't believe and with it still in the SOL by one year
Should i look into this debt and start the payoff options, or because over 3 years has gone by just wait it out until the SOL removes it from my credit report?

