My question involves collection proceedings in the State of: Kentucky Midcontinent University went bankrupt in 2014. Students lost their Pell grants for that year because the college lost their certification. The university said they loaned the students the amount of the Pell grants and are presently collecting these debts. They hired a third party to collect these debts and this new company has changed the loan dates. Can that be considered breach of contract by the third party who says that their new collect date cannot be changed?