My question involves personal finance in the State of: new mexico
i borrowed money from my friend he wrote me a check on my name and he put as loan , we have no agreement or term written or verbal , now he put me in a court and he claiming that loan should be paid in 36 months , i paid some but still i owe him over $ 4000 , finally i get small claim court date for next week , financially i am in bad shape because of business failure and i have proof for that , most of my dept to collection and credit carts on money management but still i am not able to pay some others ,
wondering what to do at court ? i never refuse him i always said i owe u but i cant pay , it is real , when i get my court paper i had $ 10 on my account .
pls advise what to expect and what is my rights.
thx in advance

