Im Trying To Figure Out Is It To Late To Get Something Deferred? This Is My Situation, I Got Caught In A Situation With A Female Where She Was Using Someone Elses Identity, And Was Getting Mail Order Things, Credit Cards ETC, In Her Landlord Name. And How I Played A Part Is That I Let Her Use One Of The Credit Cards In My Place Of Employment And It Was $400 In What Was Charge On The Credit Card, And I Was Charged. And She Got Charged For The Stuff She Got In A Different County. And It Was Way More Than $400. But Her Charge Got Deferred And It Doesnt Show Up On Her Record. And Mine Does. Is It To Late To Get Deferment, And Get It Off My Record? Do I Have To Wait 5 Years According To Michigan Law To Get It Explunged. And After That Is It Really Gone Off My Record Where It Wont Show Up Anywhere??? Would Love Some Insight.